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Workers' Compensation - Who Can Sue

 
In 2002, 4.7 million non-life threatening injuries and illnesses were reported in private industry workplaces. This resulted in a rate of 5.3 cases per 100 full-time workers. If you have been injured while on the job, you should seek the counsel of a workers compensation lawyer or employment attorney to file suit.

Who Benefits From Workers' Compensation

Workers' compensation laws entitle employees to certain benefits when a personal injury is suffered in an accident arising out of and in the context of employment. Most employers are required to carry workers' compensation insurance and so, for all practical purposes, all workers are covered.

*Benefits may include temporary total disability benefits while you can't work, payment of your medical bills, permanent partial disability benefits, or total disability benefits.

Under workers compensation laws, which can allow injured workers the ability to recover damages as a result of the negligence. In high-risk occupations especially, a worker risks his/her life just to perform their daily tasks and a family that depends on that worker is also greatly affected by the workers compensation. There are certain workers compensation procedures that must be followed when a worker has been injured or dies on a work-related project. Depending on the state that the workers compensation is being sought, the laws will vary. With the laws varying from state to state, it is important to contact a workers compensation lawyer or employment attorney shortly after an accident in the workplace.

If you or anyone you know has been injured while working on the job and your employer has failed to give you sufficient funds, contact a local workers compensation lawyer or employment attorney.

What Does Workers' Compensation Cover

Topics related to the field of Workplace Law include slips and falls, disability, wrongful death, work vehicle accidents, construction accidents and factory machine injuries. In most states, any employer of a certain minimum size is required by law to obtain workers compensation insurance that will cover the cost of paying out workers comp benefits to employees.

*A few of the major providers include American Home Assurance Co., California Independent Insurance Co., Liberty Mutual Fire Insurance, Mid-Century Insurance Co., National Union Fire Insurance, Pacific Employers Insurance Co., Travelers Insurance Co. of Connecticut and Truck Insurance Exchange.

If you are hurt at work and your employer has any of these workers insurance, you should be covered and should contact a workers compensation lawyer or employment attorney if your employer says otherwise.

Qualifications Of  Workers' Compensation Lawyer

A workers compensation lawyer or employment attorney will be able to assist the person that has suffered an injury while at work apply for their workers compensation benefits. The employment lawyer or workers compensation attorney will need a variety of different documents when submitting an application for their client’s workers compensation benefits.

The first form needed when filing a workers compensation claim is the employer’s first report of occupational injury or disease form. This form is basic personal information, work information, and employer information. A workers compensation lawyer or employment attorney will also know what your state laws and workplace procedure is regarding workers compensation, especially in high-risk occupations. If an injury is suffered, the worker will then know what workers compensation steps to follow to best allow for damages to recovered in full.

Recent News About Workers' Compensation Claims

A retail worker from Hermitage suffered a knee injury causing an eventual knee replacement. The employer tried to avoid paying the claimant benefits but after litigation the Workers' Compensation Judge awarded the claimant her total disability benefits. The employer allowed the claimant to return to work in a light duty capacity. The case was resolved for a lump sum settlement.

In this case, a Florida woman was required to maintain foliage at substantial heights in the atrium of a local mall. She fell late at night, was found by security and spent the next two weeks in the hospital. Broken bones healed, but the impact caused controlled but continuing epilepsy, severe back pain, and a nagging nasal/breathing condition. A workers compensation attorney filed workers’ compensation claims on her behalf and the insurance company offered large cash settlement on the day before trial.  Total benefits paid in the case approached $750,000.

If you have been injured while on the job, you should seek the counsel of a workers compensation lawyer or employment attorney to file suit and get the compensation you are owed by your company or insurance provider.
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