Workers' Compensation General Facts

Worker’s Compensation is designated by the state in which you live with workers compensation laws providing money that will for medical expenses and lost wages due to injuries or illnesses that happen at the workplace or while performing duties for work at a different location.

In order to employees to receive workers' compensation they do have to prove that the employer was at fault or was negligent.  These benefits are provided to the employee even if the employee or another employee’s negligence caused the injury. The laws require strict liability on employers for any injuries that were suffered at work. If you were injured at work and denied workers comp insurance or medical attention for your injuries speak to a workers compensation attorney about what you are entitled to.

The general requirements to receive workers' compensation are normally about the same from state to state, however, each state has their own laws that govern the procedure, the amount of recoverable money, and other coverage details. For federal employees there are separate federal workers compensation that governs these situations including maritime industries and railroad employees.  Speaking to a workers compensation attorney in your state will help you understand the rights for your governing state.

The employer supplies the money for workers' compensation benefits through what is known as a workers compensation insurance policy. The cost of this insurance is not deducted from the employee’s wages in any form. The sole responsibility is on the employer. When an employer deducts the cost of any medical bills from an employee’s wages that is a violation of employee rights and should be reported to a workers compensation attorney.

Throughout the United States, the majority of employees are covered, however, in some states the laws exempts workers such as agricultural, domestic, independent contractors and casual employees. To learn the laws governing your state and workers compensation you should consult a workers compensation attorney. He/she will be able to let you know your rights under the workers compensation laws as well as benefits you may be able to receive.